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Refusal to Respond, Among Other Things, Results in Bad Faith Against Carrier

Written on January 24, 2012 – 9:43 am | by Ethan Kinnear

In a federal case from Washington, a company providing general contracting services found itself facing lawsuits for construction defects and its insurance company would not respond to its requests for coverage or indemnification.

Ledcor Industries (USA) Inc. (“Ledcor”), a general contractor, obtained insurance coverage from Virginia Surety Company, Inc. (“Virginia Surety”). The policy was issued specifically for the Adelaide Project, to construct townhomes and condominiums. The owner and developer of the construction project was West Seattle Property, LLC (“WSP”).

When the homeowners associations (“HOA”) for the condominiums and townhomes found certain construction defects, they contacted Ledcor.

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Tags: Respond, Respond Things

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Indoor games to play with your pet

Written on January 16, 2012 – 5:50 pm | by Sara Steel

If the weather outside is still frightful and chilly where you are, you might be looking for ways to keep your dog or cat entertained inside. For those days that you miss your morning walk or just don’t feel like going outside, the following indoor games will help work out your pet both mentally and physically, which is good for overall pet health. And just like training him, playing games with your dog enhances your bond and helps keep him focused on you.

Change these games to reward your dog in the way he is best motivated: praise, belly rubs, favorite toys, balls to fetch, or treats. T

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Papers show how the Administration will defend health insurance mandate

Written on January 8, 2012 – 9:02 am | by Sara Steel

The Obama administration has fired a shot across the bow in the soon-to-be debated health care overhaul before the Supreme Court.

The administration filed papers with the court on Friday arguing that the mandated portion of the health care program, the most controversial aspect of the new law, is constitutional and should be upheld by the justices when they hear the case in late March. Friday’s submission suggested that given the “supreme national importance (of health insurance) that consumes 18 percent of the U.S. economy” the mandate falls within Congress’ power under the Constitution’s Commerce Clause. However,

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Tags: Defend Health, Health

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Review Life Insurance During Tough Financial Times

Written on January 5, 2012 – 9:22 pm | by Lola Benny

Most people will experience financial hardship at some point in their life and when you start to feel the crunch you may start reviewing your monthly bills and begin a cutting back process.  While this is wise in many cases, there are circumstances where you may want to keep paying some bills just to keep your financial strength in tact.

Since each individual has their own unique situation, its important to ensure you are consulting with a professional before making any big decisions about your bills.  You may want to think twice about cutting back on insurance products since financial tough times might be when you need insurance the most.  

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Tags: Financial, Financial Times

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Emergency Data Takes a Swing at The Risks

Written on January 5, 2012 – 1:19 pm | by Ethan Kinnear

The insurance experts at Bankers are helping you fend off those pesky Risks using more than kind words. Thats why we thought you should know about the Emergency Data app from EMS Options, Chasing4Life Disaster Response Team and Sumter Disaster Animal Response Team.

These intrepid organizations have taken it upon themselves to create a mobile app that stores all of the critical information needed in the time of a crisis. That means you, your pets and your love ones can rest a little easier knowing youre prepared.

The app stores medical data, emergency contacts and preferred hospitals.

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Tags: Emergency Data, Risks

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