Papers show how the Administration will defend health insurance mandate

Posted by Sara Steel at January 08, 2012
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The Obama administration has fired a shot across the bow in the soon-to-be debated health care overhaul before the Supreme Court.

The administration filed papers with the court on Friday arguing that the mandated portion of the health care program, the most controversial aspect of the new law, is constitutional and should be upheld by the justices when they hear the case in late March. Friday’s submission suggested that given the “supreme national importance (of health insurance) that consumes 18 percent of the U.S. economy” the mandate falls within Congress’ power under the Constitution’s Commerce Clause. However,

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Post Tags: Defend Health Health

An 89-year-old man’s travel insurance mistake

Posted by Sara Steel at December 06, 2011
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Tony Smith, 76,  had a heart attack in Florida last February, but was covered by RBC Insurance. However, 89-year-old Leon van Witsen was not.

Tony Smith of Kitchener had a heart attack while visiting Florida this past February. A few months late, in June, Leon van Witsen was hospitalized in Texas. He was diagnosed with congestive heart failure, treated and flown home to Toronto by air ambulance.

Both men had turned to the same company to buy insurance that would pay for any unexpected medical emergency while outside of Canada.

But that’s where the similarities ended and the heartache began for 89-year-old van Witsen’s family.

RBC Insurance paid all $98,400 of the bills for diagnosing Smith, and for installing two stents into blocked arteries a few months before he turned 76. It w

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Post Tags: Insurance Insurance Mistake

The 5 surprising truths about senior pets

Posted by Sara Steel at November 29, 2011
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No one can deny the joy puppies and kittens bring. Even before I started working for a pet insurance company, I always loved animals. I can’t think of anything cuter than a tiny ball of fur running like crazy around the house and falling asleep in your arms. But most pet owners know how much work a young pet can be, and that’s why some adopt older pets instead.

When you hear the term “senior pet”, you may think of a frail pet who is half blind and can hardly walk. But that’s not the case! In fact, cats and small breed dogs are considered seniors at just 9 years old, and larger breed dogs become seniors as early as age 6. My mother

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Benefits of providing medical insurance to the poor is undeniable

Posted by Sara Steel at November 22, 2011
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In the wake of the announcement yesterday by some states that they are cutting payments to Medicaid, a landmark study out today settles the question once and for all: do poor people fare better when given health insurance? The resounding answer is yes.

When poor people are given medical insurance, they feel better, see their doctor more regularly, and maintain more financial stability, a study by the National Bureau of Economic Research confirms. They are also presumably healthier, making use of diagnostic and preventative services provided by their health care team. Should we be surprised at these outcomes?

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Post Tags: Poor Poor Undeniable

Insurance coverage even if you make a mistake

Posted by Sara Steel at November 12, 2011
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The older you get, the trickier it may become to buy emergency medical insurance for travel. It’s not just the cost that keeps going up. So does the risk a claim will be denied.

You may have more medical conditions to remember and disclose when applying for coverage. You may be disqualified for coverage because your doctor has increased or reduced a prescription, or because of signs that a medical condition has become unstable.

But Ottawa-area insurance broker Bruce Cappon points to one travel medical policy from Travel Underwriters of Richmond, B.C., that will limit the risk of collecting nothing. Q

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Post Tags: Insurance Insurance Coverage

My dogs loves the vet and yours will too!

Posted by Sara Steel at November 03, 2011
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Throughout your pet’s life, you will make many trips to visit their veterinarian. Hopefully most of these visits will be for routine check ups, but unfortunately at one point or another, these visits may be due to illness or emergencies– this is when dog insurance will come in handy. When going to the vet, your pet may show signs of anxiety and stress. This may be magnified as a result of not feeling well or suffering from pain and discomfort. Proper socialization at the veterinary office is critical to help you pet feel comfortable and safe during visits. It

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Post Tags: Vet

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