Medicare fraud going unchecked, according to AP

Posted by Sara Steel at October 26, 2011
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The Associated Press released information Oct. 16 showing that Medicare, the nation’s affordable health insurance provider, frequently suspends their providers in an effort to fight multiple billions of dollars’ worth of fraud each year. The report said that Medicare also very quickly reinstates the providers after fast appeals hearings that most of the providers don’t even attend.

Federal prosecutors are unhappy with the speedy reinstatements, saying they are a missed chance to punish fraudulent providers and stop future fraud. Officials did say that the quick reinstatements are good for those who get snagged on minor technicalities, ultimately helping those providers’ patients.

Full Article…

Post Tags: Medicare Medicare Fraud

Car insurance: 10 things you need to know

Posted by Sara Steel at October 12, 2011
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The key to cheap car insurance is an accident and ticket-free driving record.

Most people see car insurance as a necessary evil and who can blame them? The monthly payment is among the most expensive household costs you have and all for something you hope you never have to use. The good news is that with a little bit of research you can make sense of car insurance and save money in the process.

Here are ten things you need to know.

1. Keep a good driving record

The single best way to keep your premium low is to build a good driving history.

Full Article…

Post Tags: Car Insurance Insurance

Loving Animals: The best gift you can give

Posted by Sara Steel at September 27, 2011
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As a volunteer at the local animal shelter, I see lots of dog and cat adoptions. Some are successful and result in the “forever family” that we so desperately want for our four-legged residents; however, some are not successful and result in the animal being returned to the shelter.

Typically, returns are due to poor choices on the adopter’s part and are not the animal’s fault. When you adopt a pet, you take responsibility for that animal for its lifetime; therefore, it’s hard to understand why some people don’t put a little more thought into choosing a pet.

Mos

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Seniors Getting Improved Medicare Benefits Due to Affordable Care Act

Posted by Sara Steel at September 20, 2011
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In 2009, the federal government predicted that health care reform would strengthen the care that US seniors would receive. The prediction appears to have come true, as the Centers for Medicare and Medicaid Services (CMS) announced last week that more seniors are seeing reduced costs through expanded access to free preventive care and discounts on brand-name drugs.

The United States spends more on health care than any other developed country. Medicare is the single largest payer, with expenditures in 2008 of $386 billion. With the Baby Boomer generation beginning to reach Medicare age, this is expected to jump to $797 billion by 2018.

The Affordable Care Act has provided some financial relief to Medicare-eligible seniors who would otherwise pay for certain costs out-of-pocket.

Full Article…

Post Tags: Care Care Act

Types of Life Insurance

Posted by Admin at September 20, 2011
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Although it’s never something that’s very nice to think about, eventually we will all pass away. It pays to have everything in order, to ensure the peace of mind that comes with knowing your loved ones will be provided for after you are gone. However, many people don’t actually take out any kind of life insurance, with around 28 million adults in the UK estimated to be without a life insurance policy.

There are many reasons for this, but one is that people just find the whole process too complicated, and with so many different types of life insurance to choose from, it’s not hard to see why. Full Article…

Post Tags: Life Insurance

Getting the Life Insurance Coverage You Need

Posted by Admin at September 16, 2011
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Buying a life insurance is a complicated yet important process to complete, so it is critical that you understand every aspect of it before finally deciding the best insurance policy to purchase. There are several basic tasks you need to complete in order to get the life insurance coverage you need, and we are going to discuss them in this article.

You can start by understanding your insurance needs completely. This will allow you to chose the best universal life insurance policy to purchase and compare other available options for life coverage effectively. Full Article…

Post Tags: Insurance Life Insurance

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