Cheapest Life Insurance

Disability Insurance Claim Prevention Tips for the Holidays

Written on January 3, 2012 – 6:27 am | by Ethan Kinnear

If you have disability insurance, these holiday safety tips from the National Safety Council that will keep you save and may keep you from filing a claim:    

Christmas Tree and Holiday Decorating Safety

• Wear gloves while decorating with spun glass “angel hair.” It can irritate your eyes and skin. A common substitute is non-flammable cotton.
• When spraying artificial snow on windows or other surfaces, be sure to follow directions carefully. These sprays can irritate your lungs if you inhale them.
• Small children (and inebriated guests?) may think that holiday plants look good enough to eat, but many plants may be poisonous or can cause severe stomach problems. Plants

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Tags: Disability Insurance, Tips

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Caravan insurance quotes – a question and answer session

Written on December 31, 2011 – 7:28 pm | by Lola Benny

The subject of caravan insurance quotes may come up quite frequently when caravan owners are talking to each other and here are a few classic questions that may arise.

Why is my caravan insurance quotation cheaper/more expensive than yours, given that we have almost identical caravans?

This is a tricky one but may relate to one or both of two factors:

• the insurer you are using;
• the way that you use your caravan.

Insurers typically assess the risks involved in a given policy, quite differently from each other.

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Tags: Caravan Insurance, Caravan Insurance Quotes, Question

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Settlement Between Insureds and Insurance Company Bars Recovery Against Insurance Agent, Texas Court Rules

Written on December 17, 2011 – 8:32 pm | by Ethan Kinnear

Often in insurance cases, a plaintiff may bring a lawsuit against both the insurance company and the insurance agent in the same action. Such was the case in . The insureds suffered a fire loss to their home. The trial court ruled that the contents of the home were covered under the policy, leading the insurance company to settle the case with the insureds. Of course, the insureds were pleasantly surprised with this turn of events, entered into the settlement, and signed a customary release regarding their claims against the insurance company.

Unfortunately, the continued lawsuit was not as successful for the insureds from that point on.

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Tags: Agent, Insurance Agent, Insurance Company

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An 89-year-old man’s travel insurance mistake

Written on December 6, 2011 – 7:37 am | by Sara Steel

Tony Smith, 76,  had a heart attack in Florida last February, but was covered by RBC Insurance. However, 89-year-old Leon van Witsen was not.

Tony Smith of Kitchener had a heart attack while visiting Florida this past February. A few months late, in June, Leon van Witsen was hospitalized in Texas. He was diagnosed with congestive heart failure, treated and flown home to Toronto by air ambulance.

Both men had turned to the same company to buy insurance that would pay for any unexpected medical emergency while outside of Canada.

But that’s where the similarities ended and the heartache began for 89-year-old van Witsen’s family.

RBC Insurance paid all $98,400 of the bills for diagnosing Smith, and for installing two stents into blocked arteries a few months before he turned 76. It w

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Tags: Insurance, Insurance Mistake

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The Cost Of Life Insurance

Written on November 29, 2011 – 5:32 pm | by Admin

The amount specified in the life insurance quotes can vary depending on a number of factors such as the type of policy you select as well as the coverage. There are basically two forms of life insurance that most people will select from. They are term and whole life insurance. One of the things that most people look for is an opportunity to obtain cash value off of their life insurance plans when needed. Life insurance such as these are called whole life insurance coverage. You can obtain a professional cover quote from life insurance companies by using free services online.

Term life insurance is affordable for any type of budget but does not allow you to obtain cash value. Full Article…

Tags: Insurance, Life Insurance

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