Cheapest Life Insurance

West Coast Life Insurance Products

January 30th, 2010

West Coast Life Insurance is a major player in the Term Life marketplace with competitively priced products and plans. If you are looking for affordable term plans they could be an option for you and your advisers to take a look at the different plans they offer. Below is some information about the company and some of their products…

Focus Guaranteed Level Term Series
Our Focus Term Series is ideal for people of most ages who would like to have life insurance coverage with level premiums guaranteed for the initial term period. 

Income Replacement Term Series 
The Income Replacement Term^SM Series are new and innovative term life insurance policies. 

Golden Legacy Term
Golden Legacy Term was designed as an affordable plan for individuals with estate planning needs.

West Coast Life Insurance

In 1997, West Coast Life Insurance Co. beca

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Banner Term Life Insurance OPT Term Products

January 27th, 2010

Banner Life Insurance is a large life carrier that is highly focused on bringing competitive term life insurance products to the marketplace.  They are owned by Legal and General based out of the UK and their US headquarters is in Maryland.  I personally like working with Banner Life due to competitive premiums and some good underwriting niches that they have. See more information about Banner below and please visit their website for current Banner Life Ratings.

Banner Life Insurance

The history of Banner Life Insurance Company is over 50 years strong. Beginning in 1949 as Government Employees Life Insurance Company (GELICO), Banner Life Insurance was acquired by Legal & General Group Plc as a wholly owned subsidiary in 1981. I

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Term Life Insurance and What It Means For You

January 25th, 2010

There are many kinds of life insurance policies available to American’s, and term life insurance is for the most part considered the most affordable of all. Generally, a life insurance policy will pay money to the designated beneficiaries upon the insurer’s death. Some of the more popular kinds of life insurance are variable, whole, and term life. With a whole term or variable term, a percentage of the premium is held in an investment fund. With term life insurance, not one cent out of the premium is used for investment reasons. Basically, the insurance is paid for by the premiums with a term policy.

Term life policies are the most affordable form of life insurance, especially at the start. For

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ING Life Insurance for Consumer

January 24th, 2010

ING Life Insurance USA, the information below is direct from the ING Life USA website. Please use the information with the links below to research some of there products and services. ING is still a top carrier in the term life insurance marketplace and they do have permanent and variable products.

clipped from www.ing-usa.com Some people want to make sure their family will be well taken care of if they die..

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Long-Term Care Insurance: An Under-Served Market

January 21st, 2010

Recent statistics compiled by the Life Insurance Marketing Research Association [LIMRA], and published in the January 2010 issue of the Insurance Journal,  have shown that there were only 7,847 long-term care policies sold in 2008 — marking a decline compared to the previous year. In total, there were only 60,000 long-term care policies in-force in Canada at the end of 2008, accounting for $80 million in annual premiums.

Since there are 85,000 advisors licensed to sell insurance in Canada, the Journal’s stats reveal that the average advisor sells less than one long-term care insurance policy per year.

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