Will Fluffy blow the bank?

Posted by Sara Steel at March 21, 2012
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Anyone who owns a pet will tell you how much joy they bring into their lives, but probe a little more, and theyll probably also tell you how they destroyed a pair of expensive designer shoes, or how the baseboards had to be replaced during a teething phase. Just what are you getting into financially when you open your home to a dog? About 40% of US families own at least one dog and according to the American Pet Products Association, in 2010 Americans spent over 47 billion dollars in animal related expenses that year.

The Humane Society of the United States estimates there are just over 78 million dogs nationwide.

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Life Insurance and Estate Planning

Posted by Lola Benny at March 18, 2012
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Putting a solid estate plan in place is an important part of making sure that your loved ones wont find themselves facing unnecessary financial hardship if something happens to you. The process of estate planning can vary greatly, depending on individuals net worth, business holdings, and a variety of other factors. Life insurance is an integral component of any comprehensive estate plan, no matter what other factors need to be taken into consideration.

Even if your net worth is sizeable, your loved ones might not be able to access the assets quickly enough to take care of immediate financial needs. Thats why proper planning using life insurance can be so beneficial.

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Post Tags: Estate Estate Planning

Real Words from the Real World: The Silver Lining of Disaster

Posted by Ethan Kinnear at March 18, 2012
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2012 has already seen powerful storms rip through the Midwest and the South, and Harrisburg, Ill. is one town hit especially hard by the storms.

On Feb. 29, Harrisburg was hit with a tornado that killed seven and destroyed 98 homes, damaging 31 others. But in the midst of tragedy in the town of 9,000 there was also proof of how generous others can be in times of need. The University of Illinois baseball team partnered up with the United Way and a local TV station to raise money for Harrisburg, the hometown of the team’s redshirt freshman, Reid Roper.

The fund drive held on March 14 raised $10,231, over $1,000 in retail gift cards, and around 6,700 pounds of food.

Harrisburg Athletic Director Jay Thompson, Roper’s former coach, was amazed by the Illini efforts. “Th

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Benefits of term life insurance

Posted by Admin at March 14, 2012
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Can you buy life insurance coverage and not tell your spouse? Yes. But why would a person be interested in buying life insurance and keeping it secret from his or her spouse? There are many possible reasons. Whatever yours might be, you will want to make sure that you get the best possible coverage at the best possible rate. There is only one way to do that: comparison-shopping. And what is the easiest way to do comparison-shopping? Use a free, fast, and unbiased online service. T Full Article…

Post Tags: Life Insurance

What happens if you can’t pay your rates for the umbrella policy?

Posted by Admin at March 09, 2012
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In case you are late with the rates for the umbrella indemnity policy, you won’t have to panic. You have a grace period of a few weeks to pay it. This period is different from one insurer to the next, and you should check the terms of the contract to determine your rights and obligations.

If you are not able to pay the rates during this period, you won’t benefit of coverage, and if one of the events stated in the contract happens, you will not benefit of the respective compensation. After a while, the arrangement will be ceased, and you will receive the figure you are entitled to, excepting the penalties and other fees requested by the insurer.

The life insurance policy is considered a long-term commitment. Any Full Article…

Post Tags: Policy Umbrella Policy

Unknown Benefits of Life Insurance

Posted by Lola Benny at March 09, 2012
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‹ Back to Home Posted on: Friday, March 9th, 2012

The economic situation in our country is one of the most talked about during this election year.  Presidential candidates are trying to convince the voters that they have a plan to rebound the crisis and lower the national unemployment rate, which hit 8.3% in recent months.  In the meantime, many are struggling to pay bills, keep a roof over the heads of their family, or even put food on the table, leaving them feeling trapped and out of options.  However, according the Fox Business article, “Out of Work? Consid

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