Cheapest Life Insurance

5 Most Alarming Long Term Disability Ternds

Written on October 1, 2009 – 7:10 pm | by Admin

I want to share with you these eye popping disability trends. The Council for Disability Awareness (CDA) conducts an annual review of long-term disability claims among the U.S. working population to determine continuing or emerging trends. The 2007 CDA Long-Term Disability Claims Review includes long-term disability insurance claims data from member companies and Social Security Disability Insurance (SSDI) program.

The five key trends are below:

1) The growth of serious disabilities among the U.S. working population continues to be alarming. Over the last 10 years, the number of U.S. workers with long-term disabilities has grown four times the increase in the number of workers in the U.S.

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Tags: Disability, Term Disability

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Desjardins Solo: A Unique Disability Insurance Program

Written on October 1, 2009 – 5:35 pm | by Admin

Desjardins’ disability insurance program is branded Solo, but, despite its name, it insures you will not be going it alone should you gain a disability due to illness or injury. Solo’s unique features help separate it from other disability insurance plans available on the market.

One major distinction between Solo and its competitors is it has built in a life insurance and critical illness insurance feature. In the event that the insured passes away or, develops a critical illness, they receive five-times their monthly disability benefit as either a life insurance, or critical illness insurance payout.

The plan is based on a level cost up to age 65, but the premiums are not guaranteed.

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Tags: Disability Insurance, Disability Insurance Program, Insurance Program, Program

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Medical Health Insurance

Written on October 1, 2009 – 12:52 am | by Admin

When people think of health insurance they think about the hospitals, doctor’s office and surgery. Most people forget that health insurance can cover the condition of the mind. People do not think about mental health when they think about health insurance.

A lot of college campuses have an insurance policy that the students can purchase. Compared to most plans, it is just as good but cheaper. It is usually paid for in the beginning of both the fall and spring semesters.

Group insurance is the most common way for your entire family to be protected by insurance. A cost-friendly option, it is proof that buying in bulk can get you discounts. H

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Tags: Health Insurance, Insurance

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A Closer Look: Term 30 Life Insurance

Written on September 30, 2009 – 3:30 am | by Admin

Term life insurance provides a level, tax-free death benefit with premiums fixed for a stated term. Traditionally, most term policies are either five, ten or 20 years, but recently, as Canadians have begun to increase their debt load and the amortization period of their mortgages, Term 30 policies are on the rise. On the surface, the coverage is straight forward, but rates can vary substantially between carriers.

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Tags: Insurance, Life Insurance

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