Review Life Insurance During Tough Financial Times

Posted by Lola Benny at January 05, 2012
No Comments »

Most people will experience financial hardship at some point in their life and when you start to feel the crunch you may start reviewing your monthly bills and begin a cutting back process.  While this is wise in many cases, there are circumstances where you may want to keep paying some bills just to keep your financial strength in tact.

Since each individual has their own unique situation, its important to ensure you are consulting with a professional before making any big decisions about your bills.  You may want to think twice about cutting back on insurance products since financial tough times might be when you need insurance the most.  

Full Article…

Post Tags: Financial Financial Times

Emergency Data Takes a Swing at The Risks

Posted by Ethan Kinnear at January 05, 2012
No Comments »

The insurance experts at Bankers are helping you fend off those pesky Risks using more than kind words. Thats why we thought you should know about the Emergency Data app from EMS Options, Chasing4Life Disaster Response Team and Sumter Disaster Animal Response Team.

These intrepid organizations have taken it upon themselves to create a mobile app that stores all of the critical information needed in the time of a crisis. That means you, your pets and your love ones can rest a little easier knowing youre prepared.

The app stores medical data, emergency contacts and preferred hospitals.

Full Article…

Post Tags: Emergency Data Risks

Disability Insurance Claim Prevention Tips for the Holidays

Posted by Ethan Kinnear at January 03, 2012
No Comments »

If you have disability insurance, these holiday safety tips from the National Safety Council that will keep you save and may keep you from filing a claim:    

Christmas Tree and Holiday Decorating Safety

  • Wear gloves while decorating with spun glass “angel hair.” It can irritate your eyes and skin. A common substitute is non-flammable cotton.
  • When spraying artificial snow on windows or other surfaces, be sure to follow directions carefully. These sprays can irritate your lungs if you inhale them.
  • Small children (and inebriated guests?) may think that holiday plants look good enough to eat, but many plants may be poisonous or can cause severe stomach problems. Plants

Full Article…

Post Tags: Disability Insurance Tips

Caravan insurance quotes – a question and answer session

Posted by Lola Benny at December 31, 2011
No Comments »

The subject of caravan insurance quotes may come up quite frequently when caravan owners are talking to each other and here are a few classic questions that may arise.

Why is my caravan insurance quotation cheaper/more expensive than yours, given that we have almost identical caravans?

This is a tricky one but may relate to one or both of two factors:

  • the insurer you are using;
  • the way that you use your caravan.

Insurers typically assess the risks involved in a given policy, quite differently from each other.

Full Article…

Post Tags: Caravan Insurance Caravan Insurance Quotes Question

With the whole life insurance policy you will not lose your money

Posted by Admin at December 22, 2011
No Comments »

life insurance policyIf you decide to buy life insurance, it is a smart decision. It’s just common sense to have a measure of security for your family if something happens to you. The hard part is deciding what kind of policy to buy and where. Often people just buy the cheapest policy so they can feel safe, but this may not save money in the long term. Full Article…

Post Tags: Life Insurance Policy

Settlement Between Insureds and Insurance Company Bars Recovery Against Insurance Agent, Texas Court Rules

Posted by Ethan Kinnear at December 17, 2011
No Comments »

Often in insurance cases, a plaintiff may bring a lawsuit against both the insurance company and the insurance agent in the same action. Such was the case in . The insureds suffered a fire loss to their home. The trial court ruled that the contents of the home were covered under the policy, leading the insurance company to settle the case with the insureds. Of course, the insureds were pleasantly surprised with this turn of events, entered into the settlement, and signed a customary release regarding their claims against the insurance company.

Unfortunately, the continued lawsuit was not as successful for the insureds from that point on.

Full Article…

Post Tags: Agent Insurance Agent Insurance Company