An 89-year-old man’s travel insurance mistake

Posted by Sara Steel at December 06, 2011
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Tony Smith, 76,  had a heart attack in Florida last February, but was covered by RBC Insurance. However, 89-year-old Leon van Witsen was not.

Tony Smith of Kitchener had a heart attack while visiting Florida this past February. A few months late, in June, Leon van Witsen was hospitalized in Texas. He was diagnosed with congestive heart failure, treated and flown home to Toronto by air ambulance.

Both men had turned to the same company to buy insurance that would pay for any unexpected medical emergency while outside of Canada.

But that’s where the similarities ended and the heartache began for 89-year-old van Witsen’s family.

RBC Insurance paid all $98,400 of the bills for diagnosing Smith, and for installing two stents into blocked arteries a few months before he turned 76. It w

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Post Tags: Insurance Insurance Mistake

The Cost Of Life Insurance

Posted by Admin at November 29, 2011
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The amount specified in the life insurance quotes can vary depending on a number of factors such as the type of policy you select as well as the coverage. There are basically two forms of life insurance that most people will select from. They are term and whole life insurance. One of the things that most people look for is an opportunity to obtain cash value off of their life insurance plans when needed. Life insurance such as these are called whole life insurance coverage. You can obtain a professional cover quote from life insurance companies by using free services online.

Term life insurance is affordable for any type of budget but does not allow you to obtain cash value. Full Article…

Post Tags: Insurance Life Insurance

The 5 surprising truths about senior pets

Posted by Sara Steel at November 29, 2011
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No one can deny the joy puppies and kittens bring. Even before I started working for a pet insurance company, I always loved animals. I can’t think of anything cuter than a tiny ball of fur running like crazy around the house and falling asleep in your arms. But most pet owners know how much work a young pet can be, and that’s why some adopt older pets instead.

When you hear the term “senior pet”, you may think of a frail pet who is half blind and can hardly walk. But that’s not the case! In fact, cats and small breed dogs are considered seniors at just 9 years old, and larger breed dogs become seniors as early as age 6. My mother

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Holiday Decoration Safety #riskymonday

Posted by Ethan Kinnear at November 29, 2011
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Now that the big feast has come and gone, our attention has turned to lights, trees and one-upping the neighbors. While youre planning block decorating domination remember to keep an eye out for the risks associated with holiday adornments.

Check out the video and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.

#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week.

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Life Insurance for High Income Professionals

Posted by Lola Benny at November 28, 2011
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The standard term life insurance quote may be perfect for many people, but it may not be just right for some professionals and business owners.  According to the article on Fox Business by Timothy R. Fussell, indexed universal life insurance policies could be the perfect option for todays professionals and business owners to fulfill their retirement needs.

Fussell sites the indexed universal life insurance policy perfect for professions such as doctors, attorneys or CPAs.  As a professional, they often operate as a P.A. and are taxed as a sole proprietor, an S corporation or a C corporation.  Under these specific tax codes, these professionals are limited to retirement account choices.  T

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Post Tags: Insurance Life Insurance

Finding the right caravan insurers

Posted by Lola Benny at November 25, 2011
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If you have a static caravan then you may not bother too much with the idea of trying to find caravan insurers offering a more appropriate deal:

  • that may be because in the past you may have been led to believe, by your site owner, that you were obliged to buy your caravan insurance cover form them;
  • so shopping around to try and find a more appropriate deal may have been a bit of a waste of time for you;
  • in fact, you may find that in many cases you may be under no obligation to purchase your static caravan cover from the site owners and you are perfectly free to find your own caravan insurers;
  • if you do so, you may find that there are a number of online providers who may be able to offer deals that may be  more cost-effective that the one you may currently have;
  • not only that, you may also find that even if your site owner were to make a charge for administering your privately sourced policy, it may still work out to be a cost effective solution for you;
  • that may be possible in part because  shopping around may enable you to find policies which may offer discounted premiums;
  • in the case of a static caravan, these may be available if you locate your static on a site which has a flood free history or where there is a 24 hour supervisory presence onsite;
  • belonging to a caravan club or association, may be interpreted as a sign of responsibility and maturity, which may again lead to discounts on premiums to reflect reduced risk;
  • fitting approved locks on windows and doors may also be a security measure that is appreciated by caravan insurance providers;
  • wherever you source your caravan insurance though, it may typically be a sensible step to read through the policy documentation, including the terms and conditions because different caravan insurers may place different emphasis  on features of cover and you may need to understand how this applies to your situation and your caravan.

Post Tags: Caravan Insurers Insurers

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