Association for Lutherians - Life Insurance
are Aid Association for Lutherians?
are a fraternal benefit society of 1.8 million members united
in a network of more than 10,000 volunteer groups called branches.
AAL provide a variety of insurance and noninsurance benefits
for their members.
Association for Lutherians have been growing since 1902 when
a small group of Lutherans started the organization in Appleton,
Wisconsin. Today, AAL members volunteer more than four million
hours each year and work hard to improve the lives of others.
Church or insurance? That was the question
a 32-year-old man in Appleton, Wisconsin in the late 1800's,
Albert Voecks was troubled and didn't know how to handle a
situation that had him worried. He had a dilemma that affected
him spiritually and emotionally.
many people of his time, Voecks had a powerful sense of ethics
and had strong feelings about his family, church and community.
recognized the need for his family and other families at St.
Paul Evangelical Lutheran Church in Appleton - where he was
the congregational president - to have access to affordable
life insurance protection. But there was a problem; most of
them didn't have the cash to buy expensive commercial policies.
next economical step for many of these hard-working Lutherans
of German heritage was to purchase life insurance from lodges,
which offered life insurance at lower rates. To many people
this cheap insurance was the main attraction of joining a
a problem arose for Lutherans who joined these lodges; they
were excommunicated from the church if they did not quit these
would hard-working, God-fearing Germans be asked to leave
a church that often was one of the most important things in
their lives? Because many pastors and other Lutheran leaders
believed that lodge rituals were incompatible with church
dilemma: quit the lodge and lose the only family insurance
protection they could afford, or quit the church.
a deeply religious man, often was faced with the unpleasant
duty of calling these people before the church council to
deliver this painful message. Some congregation members left
the lodge, and left all their money in the lodge, since in
those days lodges did not grant surrender values. Others stayed
with the lodge and left the church, feeling their families
needed the insurance protection more than they needed to be
part of the Lutheran Church.
AAL Life Insurance
insurance from Aid Association for Lutherans
1902, AAL has offered life insurance protection to Lutherans
and their families. In fact, insurance protection was a big
reason why AAL was formed more than 95 years ago. Today, AAL
provides a wide range of life insurance products to help protect
the needs of individuals and their families.
about life insurance
you died tonight, what would happen to your family?
Would your family be able to continue living in the manner
they're accustomed to or would there be problems and changes?
your family have enough money to continue living in the same
home? Would your spouse be able to continue sending your children
to a parochial school or be able to put some money aside for
their college education? Would your spouse be able to pay
for living expenses, day care, repairs, housekeeping, fixed
expenses and more?
your spouse be able to pay estate taxes and other tax bills?
your family be prepared or would it be a crushing, confusing
experience for them?
you need life insurance
your family is protected by life insurance can help give you
peace of mind. When you die, your family, income and assets
will be protected and not left to chance. That's what life
insurance is all about. Protecting all you've worked for throughout
your life so those you care about, and remain after you, can
continue to enjoy it.
life insurance is about the future as well. With good planning,
it can help you supplement your children's educational needs,
strengthen your retirement funding or leave a gift to your
church or favorite institution.
planning, along with life insurance, can help you protect
your family today and pass on a memorable legacy for the future
while offering you peace of mind today.
AAL Representative can help
your family is a decision you enter into carefully. You want
to have as much information as possible before you take the
important step of choosing a product that is best for your
44321 N. Ballard Road.