Heritage Life - Life Insurance
Heritage Life - Profile
Heritage Life Insurance Company, a Jacksonville, Florida life
and health company, was founded in 1956. The insurance company
is licensed to conduct business in 49 states, Puerto Rico,
the District of Columbia and the U.S. Virgin Islands. American
Heritage Life market life, individual accident and health,
annuities, group life, group accident and health, credit life
and credit disability insurance through licensed agents and
brokers. They are a company that serves all of their constituents
with integrity- their policyholders, their agents, their benefits
managers and their associates.
American Heritage Life - The Company Vision
American Heritage Life Insurance Company, their vision is
to make it easier for you to do business with them. They are
committed to providing insurance products that help people
in time of need. American Heritage Life will deliver sound
and consistent managed growth that continues to position their
company for expansion into new markets and penetration in
existing markets. As a dynamic company, they take great pride
in the manner in which they operate. American Heritage Life
are conservative in their investment portfolio, yet aggressive
in their marketing approach. They deliver a solid financial
foundation, competitive products that respond to market need
and most of all, they deliver the integrity of a promise always
kept. Ask their agents. Ask their policyholders. Ask the thousands
of satisfied business accounts.
Ratings and Strength
Heritage Life Insurance Company has $3.5 billion in assets,
$27.7 billion of life insurance in force.
Foundation with High Ethical Standards
"A+" (Superior) by A.M. Best
"AA+" (Very Strong) by Standard & Poor's
consecutive years of increased operating earnings
by Allstate Life 1999
AHL has earned the IMSA (Insurance Marketplace Standards Association)
certification. This membership promotes ethical market conduct
for individual life insurance and annuities.
is Rated "A+" (Superior), by A.M. Best, an independent
rating service that reviews the financial status of thousands
of insurers. Ratings reflect Best's opinion of the relative
financial strengths and operating performance of an insurance
company in comparison to the norms of the life/health insurance
"AA+" (Very Strong) by Standard and Poor's Corporation,
an independent rating service that evaluates financial stability.
American Heritage Life - Life Insurance
Starting now, you can apply for life insurance that will provide
a death benefit and over time, may provide you with a fund
value you can use for retirement, children's education or
emergencies. Whether you prefer flexibility or guarantees,
your AHL Agent can help you select the life policy that best
suits your needs today and your needs tomorrow.
insurance through Payroll Deduction or Direct Billing for
as low as $3.00/week premium. Flex Life 10 and Competitor
2000, with minimum issues of $5,000 - Payroll ($10,000 - Direct),
can generally be issued with Simplified or Contingent Guarantee
Issue underwriting to $100,000. Their Cornerstone policy is
a competitive UL policy with a minimum issue of $100,000.At
attained age 62 or later, the interest rate credited on the
loaned fund value equals the interest rate charged on the
Term life insurance is usually considered to be an economical
method of owning life insurance to cover a specific need for
a specific duration.
Year Term Life Insurance available through Payroll Deduction
or Direct Billing. Minimum issue in most states of greater
of $10,000 or what $2.00/week will purchase excluding riders,
(Payroll) $25,000 or $100.00/year (Direct). Current premiums
guaranteed for a minimum or 5 years. Convertible. See policy
Year Term Plan available through Payroll Deduction or Direct
Billing. Minimum issue $25,000; current premiums guaranteed
for a minimum of 5 years. Convertible. See policy for details.
I, Annual Renewable Term Insurance, and Patriot X, 10 - Year
Renewable Term Insurance, are available in band rates beginning
at $100,000. Preferred Risk underwriting available.
Annuities are an excellent method for funding non-qualified
or qualified IRAs. Your AHL agent can help you choose the
annuity plan that will help provide the money you need, when
you need it. Single Premium Deferred Annuity and Single Premium
Immediate Annuity plans for the Direct Market; Flexible Annuity
available to both the Direct and Payroll markets.
Voluntary Term Life
Valuable coverage at affordable group rates with optional
Accidental Death and Dismemberment coverage.
American Heritage Life Drive,