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 Cheapest Life Insurance USA

American Heritage Life - Life Insurance

American Heritage Life - Profile

American Heritage Life Insurance Company, a Jacksonville, Florida life and health company, was founded in 1956. The insurance company is licensed to conduct business in 49 states, Puerto Rico, the District of Columbia and the U.S. Virgin Islands. American Heritage Life market life, individual accident and health, annuities, group life, group accident and health, credit life and credit disability insurance through licensed agents and brokers. They are a company that serves all of their constituents with integrity- their policyholders, their agents, their benefits managers and their associates.


American Heritage Life - The Company Vision

At American Heritage Life Insurance Company, their vision is to make it easier for you to do business with them. They are committed to providing insurance products that help people in time of need. American Heritage Life will deliver sound and consistent managed growth that continues to position their company for expansion into new markets and penetration in existing markets. As a dynamic company, they take great pride in the manner in which they operate. American Heritage Life are conservative in their investment portfolio, yet aggressive in their marketing approach. They deliver a solid financial foundation, competitive products that respond to market need and most of all, they deliver the integrity of a promise always kept. Ask their agents. Ask their policyholders. Ask the thousands of satisfied business accounts.


Ratings and Strength

American Heritage Life Insurance Company has $3.5 billion in assets, $27.7 billion of life insurance in force.

  • Rated "A+" (Superior) by A.M. Best
  • Rated "AA+" (Very Strong) by Standard & Poor's
  • 23 consecutive years of increased operating earnings
  • Acquired by Allstate Life 1999
A Strong Foundation with High Ethical Standards
AHL has earned the IMSA (Insurance Marketplace Standards Association) certification. This membership promotes ethical market conduct for individual life insurance and annuities.

AHL is Rated "A+" (Superior), by A.M. Best, an independent rating service that reviews the financial status of thousands of insurers. Ratings reflect Best's opinion of the relative financial strengths and operating performance of an insurance company in comparison to the norms of the life/health insurance industry.

Rated "AA+" (Very Strong) by Standard and Poor's Corporation, an independent rating service that evaluates financial stability.


American Heritage Life - Life Insurance

Universal Life Insurance
Starting now, you can apply for life insurance that will provide a death benefit and over time, may provide you with a fund value you can use for retirement, children's education or emergencies. Whether you prefer flexibility or guarantees, your AHL Agent can help you select the life policy that best suits your needs today and your needs tomorrow.

Life insurance through Payroll Deduction or Direct Billing for as low as $3.00/week premium. Flex Life 10 and Competitor 2000, with minimum issues of $5,000 - Payroll ($10,000 - Direct), can generally be issued with Simplified or Contingent Guarantee Issue underwriting to $100,000. Their Cornerstone policy is a competitive UL policy with a minimum issue of $100,000.At attained age 62 or later, the interest rate credited on the loaned fund value equals the interest rate charged on the outstanding loan.

Term Life Insurance
Term life insurance is usually considered to be an economical method of owning life insurance to cover a specific need for a specific duration.

20 Year Term Life Insurance available through Payroll Deduction or Direct Billing. Minimum issue in most states of greater of $10,000 or what $2.00/week will purchase excluding riders, (Payroll) $25,000 or $100.00/year (Direct). Current premiums guaranteed for a minimum or 5 years. Convertible. See policy for details.

10 Year Term Plan available through Payroll Deduction or Direct Billing. Minimum issue $25,000; current premiums guaranteed for a minimum of 5 years. Convertible. See policy for details.

Patriot I, Annual Renewable Term Insurance, and Patriot X, 10 - Year Renewable Term Insurance, are available in band rates beginning at $100,000. Preferred Risk underwriting available.

Annuities
Annuities are an excellent method for funding non-qualified or qualified IRAs. Your AHL agent can help you choose the annuity plan that will help provide the money you need, when you need it. Single Premium Deferred Annuity and Single Premium Immediate Annuity plans for the Direct Market; Flexible Annuity available to both the Direct and Payroll markets.

Group Voluntary Term Life
Valuable coverage at affordable group rates with optional Accidental Death and Dismemberment coverage.





1776 American Heritage Life Drive,
Jacksonville,
Florida
32224-6628

http://www.ahl1776.com

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