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 Cheapest Life Insurance USA

American Savings Life Insurance Company -
Life Insurance

American Savings Life Insurance Company -
Policy Benefits

  • ONLY $25 PER YEAR:
    Through age 24, annual premiums are only $25. Beginning at age 25, annual premiums are $90 per year. There are NO premium increases after age 25 - ever!
  • BUILDS CASH VALUE:
    Beginning at age 25, the entire $65 increase in your annual premium becomes available in cash value.
  • $10,000.00 GUARANTEED LIFE-LONG INSURANCE WITH AMERICAN SAVINGS:
    The full $10,000.00 coverage will never be reduced!
  • NO MEDICAL EXAM:
    No medical exam is required to apply. In fact, there are only a few simple health questions on the application.
  • NO AGENTS WITH AMERICAN SAVINGS:
    No agents will ever call!
  • CAN NEVER BE CANCELLED:
    This American Savings policy can never be cancelled by the Company as long as premium are paid when due.
  • DUAL PROTECTION:
    This policy protects both you and your children... FOR YOU, it provides $10,000 immediate cash in the event a tragic illness or accident takes the life of your child.
    FOR YOUR CHILDREN, it assures "permanent" life coverage, regardless of changes in their health condition, dangerous future occupation or hobbies. It also accumulates Cash Value that can be borrowed at low interest rates while they live!
  • 20-DAY FREE LOOK:
    Your full first year's premium will be gladly refunded - no questions asked, if you are not thoroughly satisfied with your American Savings policy within the first 20 days after you receive it!
  • EASY TO APPLY:
    Since no medical exam is required, you simply complete the short, one-page application, and return it with your $25.00 check for the first year's premium.


The benefits of Cash Value in the American Savings Life Youth Policy

  • IF YOU EVER CANCEL THE POLICY, you will get back in cash every penny you paid over $25 per year.
    FOR EXAMPLE:
    You will pay only $25 per year through age 24. At age 25, you will begin paying $90 per year, of which the entire increase of $65 will go towards the policy's cash value.
  • IF YOU EVER NEED CASH, you can keep the policy in force and borrow the cash value at the low interest rate of 7% (6.5% in advance). In fact, as long as the cash value is greater than the loan balance, no payments are required since the interest will simply be added to the balance.

NOTE: If the insured passes away while a policy loan is in force, the loan will be re-paid out of the insurance proceeds.


Why Buy YOUTH Life Insurance?

The American Savings Life Youth Policy protects both you and your children and grandchildren:
FOR YOU, it provides $10,000.00 immediate cash to pay for funeral and burial expenses in the event a tragic illness or accident takes the life of your child.
FOR YOUR CHILDREN, it assures "permanent" life coverage, regardless of changes in their health condition or dangerous future occupation or hobbies. It also accumulates Cash Value that can be borrowed at low interest rates while they live!

See how the American Savings Life Youth Policy stacks up against what the experts at the National Association of Insurance Commissioners say about purchasing life insurance: "First, decide how much you need.... The major reason you buy life insurance is to cover the financial effects of unexpected or untimely death." $10,000.00 is sufficient for today's funeral and burial costs, but not excessive.

"Choose the combination of policy premium and benefits that emphasizes protection in case of early death, or benefits in case of long life, or a combination of both." The Youth Policy provides coverage in case of early death, and also proivdes low life-long premiums and significant cash value accumulation..
Quotes taken from the Life Insurance Buyer's Guide © 1997 .


Why buy life insurance from American Savings Life?

  • PROVEN:
    American Savings Life Insurance Company has been honoring its commitments to its policyholders since 1954.

  • FINANCIAL SECURITY:
    American Savings Life's commitment to conservative, profitable investments provides its policyholders exceptional security.

  • COMPARE:
    American Savings Life's assets-vs-liabilities with some of the biggest insurance companies and you will see that our financial security is unmatched.

 



935 E. Main Street,
Suite 100,
Mesa, AZ 85203-8849

http://www.americansavingslife.com

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