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 Cheapest Life Insurance USA

Continental General Insurance Company -
Life Insurance

About Continental General Insurance Company

At Continental General, their business is providing life and health insurance for families, businesses and individuals of all ages. As part of the Ceres Group, they specialize in:

  • Quality health care plans, life insurance and annuities for businesses and Senior Americans
  • Continuing product innovation
  • Extensive health care provider networks to help reduce your costs

With an established network of 30,000 agents across the nation, Continental General offer personal service and quality coverage.

Continental General's core strengths tell the story - now and for the future:

Agent-friendly and customer-friendly. Continental General know how important their agents are to their customers, and they understand the needs of both. Continental General provide prompt, quality service to their customers and their agents. That's one of the things that make Continental General special!

Managing the cost of health care. For their health insurance customers, Continental General focus is on managing the cost of health care, not managing medicine. As you receive your medical treatment, they help keep your costs under control-saving you money and extending the benefits of your policy. Through provider networks, medical practice protocols and other techniques, they make cost management an important part of quality medical care.

Continued growth of their company. As one of the Ceres Group companies, Continental General is part of a growing organization. Through increasing sales and acquisitions they are enhancing their service and their efficiency for you.

Continental General's commitment to service and their continued growth mean greater financial strength for their customers, their agents, their shareholders and their employees.


Continental General Life Insurance

Premier Choice
One of Continental General's universal life products offering flexible premiums, adjustable death benefits, competitive current interest on the cash accumulation and many other options.

  • Guaranteed interest rate of 4 1/2%
  • Issue ages of 20 to 80
  • The minimum specified amount is $50,000 for the primary insured and $10,000 for the secondary insured
  • All premiums are paid into the accumulation fund, which earns current interest
  • Choose either a cash accumulation with a level death benefit, or an increasing death benefit

Continental General Premier Choice Plus
Same great advantages of Premier Choice with lower mortality and preferred underwriting.

  • Guaranteed interest rate of 4 1/2%
  • Issue ages of 20 to 75
  • The minimum specified amount is $100,000 for the primary insured and $10,000 for the secondary insured
  • All premiums are paid into the accumulation fund, which earns current interest
  • Choose either a cash accumulation with a level death benefit, or an increasing death benefit

The General
Total flexibility says it all. No minimum premium except the monthly mortality and monthly deduction charge. You are the plan designer with this one. Provides permanent insurance coverage at the best possible price.

  • Guaranteed interest rate of 4 1/2%
  • Issue ages of 0 to 75
  • The minimum specified amount is $25,000 for the primary insured and $10,000 for the secondary insured
  • Choose either a cash accumulation with a level death benefit, or an increasing death benefit

Five-Year Renewable Term
A refreshing and sensible approach to term life insurance. Renewable and convertible, this product competes with most of the flexible term products today. For persons under age 40 needing low-cost protection.

  • Issue ages 0 to 65
  • Benefit is equal to the amount of insurance payable at death of insured prior to the policy anniversary nearest age 70
  • Policy may be exchanged on or before the policy anniversary nearest the insured's 66th birthday
  • Female premium includes a competitive 5-year setback for life premiums
  • Waiver of premiums for issue ages 0 through 55
  • Waiver of premium increases every five years throughout the period of coverage
  • Accidental death benefit for issue ages of 0 through 60
  • Accidental death benefit premium remains level throughout the period of coverage

Optional Benefits

  • Spouse rider (issue ages 15 through 64)
  • Child rider (issue ages of 15 days and 18 years)

Group Term Life
A low-cost, high-value program that includes term life benefits, accidental death and dismemberment benefits, and dependent term life protection for groups of 10 or more.

  • Groups of ten or more eligible employees may apply
  • Dependent coverage may also be available
  • Provides top-dollar term life benefits up to $300,000 to individuals in qualified groups
  • Pays double benefits for accidental death
  • Includes accidental dismemberment benefit
  • Can be converted to an individual life insurance policy if insured employment ends or changes classification





8901 Indian Hills Drive,
P.O. 247007,
Omaha,
Nebraska 68124-7007

http://www.continentalgeneral.com

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