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 Cheapest Life Insurance USA

Old Republic Life - Life Insurance

Old Republic Life Mission Statement

In keeping with the trust and foresight that are essential to the success of a life insurance business, Old Republic Life commit themselves to these principles on behalf of their customers, employees, communities and shareholders.

Old Republic Lifecustomers will receive competitive, high-quality insurance protection and related services, and all just claims will be honored quickly and courteously. They will benefit from Old Republic Life's commitment to maintaining financial strength, reducing costs, maintaining reasonable prices, anticipating needs and providing a timely response with appropriate programs, products and services. Old Republic Life customers will further benefit from their research and experimentation with ideas that encourage innovation in existing and new products and services.

Old Republic Life employees will enjoy a sense of accomplishment in a challenging environment that provides the tools and training to achieve personal growth and contribute to Old Republic Life enterprise. Their suggestions to meet the company's objectives on behalf of customers and shareholders will be encouraged by a participative climate. Employees' will receive fair compensation and, at all times, their dignity will be respected and their merit recognized.

In the communities where Old Republic Life live and work, they will earn and protect the public trust. Old Republic Life will be caring corporate citizens, supporting good works and contributing to charities.

The confidence of Old Republic Life shareholders will be supported by competent, hands-on management, adhering to a business philosophy that stresses integrity and long-term strategic planning to meet overall corporate objectives. Old Republic Life will make a sound profit, providing a fair return on equity that justifies continued long-term investment.


Old Republic Life's Gold Series

Old Republic Life’s GOLD series policies provide level term life insurance renewable to age 95 with initial premiums guaranteed level for 5, 10, 15 or 20 years. After the initial level premium period, rate increase annually until age 94. Coverage terminates at the policy anniversary nearest age 95.

Policy features:

  • Available to most people between the ages of 20 and 70.
  • Face amounts as low as $100,000.
  • Annual premiums as low as $200.00
  • Annual policy fee of $50.00 is included in the premium.
  • Evidence free conversion option is available at any time prior to the policy anniversary nearest age 65.
  • Waiver of premium benefit is available to ages 20 through 55.


Old Republic Life's Star Series

Old Republic Life's STAR series policies provide level term life insurance renewable to age 95 with initial premiums guaranteed level for 5, 10 or 15 years. After the initial level premium period, rate increase annually until age 94. Coverage terminates at the policy anniversary nearest age 95.

Policy features:

  • Available to most people between the ages of 20 and 70.
  • Face amounts as low as $100,000.
  • Annual premiums as low as $200.00
  • Annual policy fee of $50.00 is included in the premium.
  • Evidence free conversion option is available at any time prior to the 10th policy anniversary or the policy anniversary nearest age 65, whichever is earlier.
  • Waiver of premium benefit is available to ages 20 through 55.


Old Republic Life's Interest Sensitive Whole Life (ISWL)

Old Republic Life’s Interest Sensitive Whole Life (ISWL) series policies provides all of the guarantees of whole life, with greater flexibility and the advantage of declared interest rates paid on accumulating cash values.

Policy features:

  • Available to most people between the ages of 20 and 70.
  • Face amounts as low as $25,000.
  • Annual premiums as low as $200.00
  • Annual policy fee of $50.00 is included in the premium.
  • Guaranteed interest rate of 4.5%
  • No surrender charge after the 19th year.
  • Waiver of premium benefit is available to ages 20 through 55.

 

 

P.O. Box 8548,
Chicago,
IL 60680-8548

http://www.oldrepubliclife.com

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