Life - Life Insurance
Part of the Southwestern Life Commitment is ensuring that
when you have questions, they are the people you turn to for
answers. The Southwestern Life Home Office Team is made up
of highly qualified associates committed to serving you. If
you have any questions contact your Southwestern Life representative.
Southwestern Life's product portfolio features Universal Life,
Whole Life, Interest Sensitive Whole Life, Term Life and Annuities.
They continually strive to update their product portfolio
to maintain their competitive position in the marketplace
and give you a variety of top-quality options that meet your
needs and budget.
With operations in 41 states and the District of Columbia,
Southwestern Life's field force totals over 8,000 professional
agents. These men and women are insurance professionals committed
to providing quality products and excellent service.
Strength, stability, and a commitment to excellence and innovation
have been the objectives of Southwestern Life Insurance Company
since the company was founded in 1903. For nearly a century,
they have earned the respect and trust of over 265,000 policyholders
and expanded their field force to over 8,000 professional
Southwestern Life - Life Insurance Products
Life (or "UL") is a flexible-premium, adjustable
death benefit life insurance product. With Southwestern Life's
UL products, you have the freedom to choose, within policy
guidelines, the timing and amount of your premium payments
and your level of life insurance protection. Southwestern
Life's UL Products let you decide how to structure your policy's
payment and benefits:
Vary your premium payments
Change the face amount and death benefits of your policy
Extend the maturity date on your policy
Withdraw cash from your policy when you need it, provided
policy value is sufficient.
Term Life Insurance
insurance is a popular, low-cost option that can be tailored
to a variety of insurance needs, for yourself, your family,
and your business.
For your family, you might purchase term life for protection
until a home mortgage is paid, while your children are in
school, or to provide financial assistance after the death
of a wage earner.
a business owner, you could use term insurance to provide
short-term coverage before your retirement or in a buy-sell
agreement. In addition, Southwestern Life's premium discount
and rider options allow you to further customize your Term
Life coverage to fit your individual needs.
Whole Life Insurance
Life's Whole Life Insurance offers permanent life insurance
protection, fixed premiums which cannot be changed during
the life of the policy and full payment of benefits upon the
death of the insured. Your policy will also build a cash value
and allow you to make policy loans against those cash values.
your premiums by monthly bank draft. Direct quarterly, semi-annual
or annual payments are also available. Your premium payments
are guaranteed to remain level and will not change as you