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 Cheapest Life Insurance USA

Starmount Life - Life Insurance

Who Starmount Life Are and What Starmount Stand for

Starmount's customer is middle America, and Starmount's products are designed to provide protection that is necessary for any family's security. Starmount strongly feel that they offer necessities, not options. They are priced reasonably and are administered with a high degree of sensitivity.

Starmount's goal is to build your confidence. Starmount's primary marketing (they do no national advertising) is by word of mouth to you, talking to friends and neighbors. Generally, you deal direct with company personnel, without a middle person between Starmount and you. It's important you like what you buy, and that you like Starmount Life. That's why all of Starmount life insurance products come with a 90-day unconditional money-back guarantee. That's why every Starmount employee has authority to fix things right on the spot, if they goof.

Starmount Life provide many different forms of protection, with modifications to fit specific needs. For example, their basic accident policy is the best in the country. It's perfect for most people and a must for those under 45. But if you want more than the base protection, there's an accident "plus" policy which provides higher limits and other benefits.

Another example is Starmount's 5-year term life policy (ValueLife, their biggest seller), which provides great protection for a very low cost. But Starmount also offer a step up to another term policy (StarLife) which has an insurance amount and cost which won't change until you are 100 years old. At first, this protection costs more than the 5-year term, but in the long run it can save you a lot of money.

Starmount is a family owned and operated company, and they understand a family's needs. Starmount have served the public for over 200 years. Starmount Life think in terms of family and of what will be needed when catastrophe occurs. Starmount are serious people who sell serious protection because they have a serious job -- a responsibility and a commitment to be there when you need them.

That's Starmount's mission. It is what Starmount are about. Starmount's risk-free, unconditional money-back guarantee (90 days on all life and accident insurance) gives you plenty of time to comparison shop while you have protection. Send Starmoutn your order today … let them show you how good Starmount are.


Starmount Safety Net Guaranteed Acceptance Plan

You are guaranteed to be accepted if you can answer "No" to only 2 health questions! No physical exam required! This product has a fixed cost for life and builds cash value over time which can be used for personal loans or an added savings plan. Protection from $2,500.00 - $10,000.00. An added bonus: A "Living Benefit" provision for terminal illness. After it has been in effect for two years, pays you in advance half (50%) of your life insurance benefit, if for the first time you are diagnosed with a terminal illness and given a life expectancy of 12 months or less. At age 100 you can get a check for the full amount of your insurance. Available to ages 45-82.


Starmount ValueLife Low Cost Term Plan

This is your lowest cost option. Your cost changes only as you enter a new 5-year age band and in the sixth year. ValueLife renews automatically every year and lasts until you are 100 years old. Protection available from $5,000.00 - $200,000.00. Available to ages 1-74.


Starmount One-Cost-For-Life Plan

This is also group term life insurance, but it gives you a fixed-cost for life (until you are 100 years old) at lower rates than Permanent, or Whole Life Insurance. An added bonus: A "Living Benefit" provision for terminal illness. After it has been in effect for one year, pays you in advance half (50%) of your life insurance benefit, if for the first time you are diagnosed with a terminal illness and given a life expectancy of 12 months or less. The rest of your insurance continues. Protection available from $5,000.00 - $200,000.00. Available to ages 1-85.

 

 

 

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