Heritage - Life Insurance
Heritage specializes in the sale and service of quality life
insurance, annuity, and financial products. United Heritage
strive to maintain a strong financial position for the protection,
security, and benefit of their policyholders and clients.
provided coverage to policyowners in Idaho, Oregon, and Washington
since 1934, and now serving the 22 states west of the Mississippi,
United Heritage Mutual Life continues to provide a comprehensive
portfolio of products, including individual life insurance
and fixed annuities. Variable universal life and annuity products,
mutual funds and general securities are offered through United
Heritage Financial Services in 19 western states, and property
& casualty coverage is offered to clients who live in
the state of Idaho through United Heritage Property &
Casualty Company. .
following companies make up the United Heritage family:
Heritage Mutual Life Insurance Company
Heritage Financial Services
Heritage Property & Casualty Company
United Heritage Permanent Life Insurance
people have purchased Permanent Life Insurance for the guarantees
that it has provided. In addition to the lifetime insurance
coverage that Permanent Life provides, it also contains a
savings element that is known to be the policy's cash value.
With its cash value clients can access those funds for future
needs. Permanent Life provides benefits that will accommodate
the unique needs that you may have.
Benefits of Permanent Life
guaranteed death benefit
tax free death proceeds
in the Company's profit in the form of a dividend
to customize the plan to fit the need of the policyholder
Uses of Permanent Life
Insurance Protection: Financial
security for your loved ones in the untimely event of
Protection: Customizable with riders to meet the different
needs of mortgage protection.
Funding: Coverage for the education needs of a loved
one in the event of a premature death.
Giving: Proceeds can be used to make a donation to
your favorite charity.
Buy/Sell Agreement: Protect
your business assets by using whole life to fund a buy/sell
agreement in the event of death.
Maximization: Allows your client
to retire and select the "single life" pension
options. Upon the death of the pensioner, the surviving
spouse utilizes the life insurance proceeds to provide
Heritage's Permanent Life portfolio of products include:
Whole Life 5 A traditional permanent life plan--with
added flexibility to meet
your client's needs today and in the future!
3/Concept 2 Two Universal Life products that provide
for a flexible death benefit
and flexible premium payments.
Term Life Insurance
insurance provides temporary protection for a specified period
of time. United Heritage Mutual has several high-quality term
products that can provide your clients with the most coverage
for their dollar.
Legacy A trio of level term
products with an initial guaranteed premium period, re-entry
provisions, and convertibility.
Four different plans. All competitive, affordable, sellable...and
providing your clients with peace of mind!
An affordable universal life insurance plan designed to
provide your client with permanent insurance protection
plus the additional flexibility of flexible premium payments
and an adjustable death benefit.
707 E. United Heritage Court,