Compare Life Insurance USA
CHEAPEST Life Insurance?
Compare all major providers Apply Now!
Save Money on American Life Insurance!


American Flag
Life Insurance USA

Welcome to Cheapest Life Insurance USA. Choosing the right provider can be a confusing task.
We make it easy for you.

 Cheapest Life Insurance USA  

  • Cheap Life Insurance
  • Leading Life Insurance Providers
  • Compare Life Insurance Providers
  • Finding the cheapest Life Insurance has never been easier!
  • Save $'s on your Life Insurance costs - Apply Now!
Cheapest Life Insurance USA - RH Include

Bookmark us

Home

List of Providers

Information Center:
Frequent Life Insurance Questions
Estate Planning

Mortgage Protection

Whole Life
Term Life
Variable Life

Universal Life

Disability

Long Term Care

Survivorship Life

Apply Online Now!

Insurance Products
Life Insurance

Financial Products
Creditcards
Mortgages
Loans

Utilities
Phone Calls
Long Distance Calls
Web Hosting


 

 

 Cheapest Life Insurance USA

WSA Life - Life Insurance

WSA Life Mission Statement

  • Together WSA Life will marshall WSA's resources to fundraise for charitable purposes.
  • Together WSA Life will encourage their members and peers to volunteer.
  • Together WSA Life will expand their community service.
  • Through these actions, WSA Life will impact their local, national and world communities.
  • Together, WSA will make a difference.

What is WSA Fraternal Life?
WSA Fraternal Life is a Fraternal Benefit Society now celebrating their 93rd year of serving over 6000 members. WSA Life's Home Office is located in Thornton, Colorado. WSA Fraternal Life has become a leader among Fraternal Benefit Societies in financial strength, innovative thinking, and member support.

WSA Life offer their members:

  • The finest Life Insurance and Annuity products available
  • Numerous innovative Fraternal Benefits at no additional cost
  • Financial Stability which is unparalleled in the industry
  • The opportunity to make a difference in their communities and our world through the Lodge Activity Funding Program
  • The strength and unity of over 10 million fraternalist in the United States through WSA Life's affiliation with the National Fraternal Congress of America.

What is a Fraternal Benefit Society?
A Fraternal Benefit Society is a special form of insurance company, owned not by stockholders, but by the members (the insured). Most Fraternals share a common bond, such as ethnic origin, religion, occupation etc. Fraternals are generally democratic in structure, with members grouped into local lodges, camps or councils.

What else makes a Fraternal special?
There are three basic types of insurance companies, Stock, Mutual, and Fraternal. Two things make Fraternals stand out from Stock or Mutual insurers:

  • Benefits - Fraternals generally offer their members Fraternal Benefits which if available from a commercial insurer would cost extra.
  • Charitable Community Support - Fraternals are dedicated to supporting the community through charitable contributions and volunteerism. In 1999 NFCA member societies donated over $345 million and their members volunteered over 78 million hours of community service to our communities!

How do I become a member?
It's simple. WSA Life's members are their insured. Anyone purchasing a Life Insurance or Annuity product from WSA Fraternal Life becomes a member (subject to underwriting).


WSA - Term Life

What is Term Life?
A Term Life plan is life insurance under which the benefit is payable only if the insured dies during a specified period. No benefit is payable if the insured survives to the end of that period. Term Life is an excellent option for the person who requires extra coverage during a specific period of their life (i.e. while children are still at home).
While Term Life is a good value, it lacks three very important features which are available in Whole Life plans. Term Life plans do not build Cash Value, do not pay dividends, and Term Life premiums increase each year.

Term Life offers these advantages:

  • Excellent value
  • Available to issue ages 18-65
  • Guaranteed annually renewable through age 75
  • Guaranteed premiums each year
  • Convertable to any WSA Whole Life plan through age 65
  • Available with Waiver of Premium and Accidental Death supplemental benefits
  • Provides eligibility for Newborn Benefit and Orphan Benefit
  • Monthly payment plan at no additional cost
  • Integri-Check electronic funds transfer payment option


Whole Life

What is Whole Life?
A Whole Life product is often called Participating or Permanent Life Insurance because it is designed for the person who desires coverage for life. A Whole Life plan builds Cash Value over the life of the plan. A Whole Life plan also pays dividends each year which may be applied several ways. Another advantage to Whole Life is that the premium does not change from year to year.

Integrity Plus Whole Life offers these advantages:

  • Excellent value
  • Available to issue ages 0-85
  • Guaranteed life insurance through age 100
  • Guaranteed premium each year through age 100
  • Available with Waiver of Premium and Accidental Death supplemental benefits
  • Provides eligibility for Newborn Benefit, Orphan Benefit, Scholarship Benefit, and Living Benefit
  • Monthly payment plan at no additional cost
  • Integri-Check electronic funds transfer payment option
  • Six dividend options:
    • Paid Additions
    • Premium Supplementation
    • Premium Reduction
    • Accumulate at interest
    • Cash Refund
    • NEW! Annuity - your dividend is applied directly to a WSA annuity where it earns tax deferred interest!


Single Premium Whole Life

What is Single Premium Whole Life?
A Single Premium Whole Life product has all of the advantages of a Whole Life plan.
The difference is that a Single Premium Whole Life plan is just what the name implies; it is paid up with one single premium (at a considerable savings compared to a lifetime of premiums).

Integrity Plus SPL offers these advantages:

  • Excellent value
  • Makes a wonderful gift for a child or grandchild
  • Available to issue ages 0-85
  • Guaranteed life insurance through age 100
  • Available with Accidental Death supplemental benefit
  • Provides eligibility for Newborn Benefit, Orphan Benefit, Scholarship Benefit, and Living Benefit
  • Paid-up for life in one lump premium
  • Four surplus dividend options are available:
    • Paid Additions
    • Accumulate at interest
    • Cash Refund
    • NEW! Annuity - your dividend is applied directly to a WSA annuity where it earns tax deferred interest!


Annuity

What is an Annuity?
An Annuity is a plan in which you make a deposit or deposits which earn tax-deferred interest,
and at some point in the future begin receiving a guaranteed monthly income.

All WSA Annuity products offer these advantages:

  • Monthly interest checks available
  • Tax-deferred earnings
  • Special tax treatment at retirement
  • Flexible settlement options
  • Estate problems can be minimized
  • No administration fees EVER!
  • Liquidity (with limitations)
  • Future contributions allowed on some plans
  • Qualifies as an IRA
  • Makes a remarkable gift for a child or grandchild

All WSA annuity products are backed by the total resources of WSA Fraternal Life, which was organized in 1908, recording over 90 years of continuous growth. And, they can never earn less than the Guaranteed interest rate of 4.5%.

 

 

 

9025 Grant St.,
Thornton,
CO 80229

http://www.wsa-life.com

Google
Search WWW Search cheapest-life-insurance.com

 
© 2001 Cheapest Offer Ltd
Last changes: 19/08/2003 14:11:00 Disclaimer
Designed & Powered by Web DMP Ltd - jeb