- Life Insurance
to Woodmen, a nonprofit, fraternal benefit society, committed
to Woodmen members, their families and their communities.
Woodmen offers a complete line of life insurance and annuity
products, and fraternal benefits such as patriotic presentations,
raising money for community projects, youth and senior camps,
and a disaster relief partnership with the American Red Cross.
Woodmen has been making a world of difference for more than
help ensure financial security for Woodmen members by
providing quality products and exceptional service.
foster fraternalism through family, civic, charitable
and patriotic activities.
achieve these results through superior teamwork and dedicated
be mindful that Woodmen exist for the benefit of their
Woodmen Life Insurance ... Financial Security for Your Family
if You Die
people purchase life insurance so that when they die, their
families will be able to afford to go on living as they did
1998, Woodmen paid more than $91 million dollars in death
benefits to the families and loved ones of Woodmen members
who died. That money went to buy groceries, diapers, clothing;
it kept families in their homes, sent children to college
and helped to keep families from poverty after the primary
people have such a wide variety of needs, goals and budgets,
Woodmen recommend that you sit down and discuss your situation
with a trained life insurance professional before purchasing
life insurance. The product descriptions and planning tools
available here will give you a thumbnail sketch of your options,
but Woodmen believe that it is in your best interest as a
consumer to thoroughly discuss those options with a field
representative and perhaps your personal financial advisor.
Woodmen Permanent Life Insurance
offers 2 types of permanent life insurance: Universal Life
and Whole Life. Universal life products were designed to give
you flexibility in terms of premiums and death benefits. With
Woodmen's Adjustable Life and Flexible Life, you can choose
between a level death benefit - which includes your accumulated
cash value - and an increasing death benefit - which increases
as the cash value grows, so the death proceeds include the
full face amount and the accumulated cash value.
level premiums of traditional Whole Life products give you
more certainty when budgeting. You pay the same premium every
month, quarter, period or year until it is paid-up or for
as long as you keep the insurance in force.
Award for good health - Woodmen's Award250 Term Life
were blessed with good health, but it took hard work and discipline
to achieve your healthy lifestyle. You stay physically fit;
your healthy habits keep your weight, cholesterol and blood
pressure down and your only vice is that you enjoy the envy
of your family and neighbors for this...
how good, clean living can pay off...
term life insurance is designed with Woodmen's lowest rates
for people who maintain a healthy lifestyle.
Rates with Guarantees
upon your health, lifestyle and family history, you may qualify
for Super Preferred or Preferred premium rates. Your premium
rates are guaranteed for the first three years, then may increase,
but you'll never pay more than the maximum rate guaranteed
in your contract.
depending upon your age and the product you choose, you may
be able to convert to permanent life insurance or renew your
term coverage without proving insurability.
Woodmen Youth Term Life to Age 25
will outgrow the clothes and - you hope - the music. But Youth
Term life insurance coverage with Woodmen offers benefits
that can last a lifetime.
Why buy life insurance on the life of a child?
of Youth Term
insurance coverage at very affordable rates
can get $5,000 or $10,000 of life insurance coverage for
your child or grandchild for just pennies a day.
privilege insures future insurability
Term can be converted to a permanent life insurance plan
without proving insurability. This benefit could prove
to be very valuable if the child develops a health condition
that makes him or her uninsurable in the future.
Youth Camp (children ages 8-15) offers exciting outdoor
adventures and activities
lodge offers educational, recreational, social, cultural
and service activities
to make friends, become leaders and build self-esteem
$5,000 or $10,000 of Youth Term life insurance coverage on
your child for a year for just $24 or $48, plus fraternal
dues. In New York and New Jersey, these rates do not apply;
check with your field representative for rates in those states.
1700 Farnam Street,