Life - Life Insurance
Zurich Life Are
Life is a customer-driven provider of life insurance and financial
services products, including term and universal life insurance,
fixed and variable annuities, and other solutions designed
to help their customers manage risk, accumulate assets, and
safeguard their futures. Zurich Life are a business unit of
Zurich Financial Services Group, whose global capabilities
and resources stand behind their commitments.
What Zurich Life Stand For
Life is committed to speed, innovation and integrity in all
that they do. They are dedicated to making it easy for their
distributors and customers to do business with them, to manufacturing
and delivering the most innovative products, and to conducting
their business with integrity at all times. Zurich Life provide
their employees with challenge, career growth, and the rewards
that come from contributing to a successful organization.
Driving everything they do is their desire to redefine the
way life should be - for their customers, their distributors
and their employees.
Zurich Life - Life Insurance Products
are many types of life insurance policies. Some provide pure
insurance protection, others help you grow financially and
allow you to use any accumulated money throughout your lifetime.
Following is a list of todayıs more popular types of life
life insurance is one of the most affordable types of insurance
policies. Term life insurance covers you for the full amount
of benefit you choose for a designated number of years. It
pays a death benefit only if you die during that period while
the policy is in force. Term insurance offers the most insurance
protection for your premium dollar. It generally does not
build up cash value.
Universal Life Insurance
universal life insurance provides permanent life insurance
coverage and any cash value accumulates on a tax-deferred
basis. The death benefit and cash value depend on the investment
performance of one or more separate accounts, which may be
invested in mutual funds or other investments allowed under
the policy. Variable Universal Life policies provides insurance
to protect what you have today and investment options to help
you provide for what you want tomorrow.
fixed annuity offers a current interest rate on premiums you
contribute to your policy, along with a guaranteed minimum
rate for the life of the policy. Typically, the current rate
is higher than the guaranteed minimum. Your money accumulates
and compounds tax-deferred. You have several income options
when you are ready to receive payments from your annuity.
you are looking for an additional way to help fund your retirement,
a variable annuity may be an excellent option. When you purchase
a variable annuity contract, you decide how much you want
to contribute and develop your own investment strategy, including
your choice of various funds and subaccounts. Through a variable
annuity, you have the potential to accumulate money without
paying federal income tax or capital gains until you withdrawl
your money. Zurich Life offers four excellent variable annuity